Gill Motor Company

109 Crossfield Drive, Versailles, KY 40383 ~ 859/879-9808 ~

Welcome to Gill Motor Company!

Gill Motor Company strives to give people all the benefits of buying a new car at a used car price. I specialize in late-model, low-mileage vehicles that have never been wrecked and still carry full factory warranty. As the owner/operator and only employee, I have low overhead and pass the savings on to you.

I personally purchase, inspect, service, wash and sell every vehicle myself -- one at a time. You are a valued customer and friend, not a number. -- Bruce Gill, Gill Motor Company


I am conveniently located just off the bypass, near McDonald's, in Versailles.

Current Inventory

See my current inventory on the Gill Motor Company FaceBook page. If you do not see what you want, give me a call or send me an email. About half of my sales come from personally selecting specific vehicles to meet my customer's criteria. I can find the vehicle you want, at a substantial savings. Let me work with you to find the perfect vehicle for your budget.

Frequently Asked Questions

Why don't you offer on-the-lot financing?

Many used-car dealers offer on-the-lot financing because they make more money on the financing than on the car. If you compare, you will find that interest rates offered by "Buy-Here/Pay-Here" lots are often 3 to 4 times as high as rates offered by local banks! These high-rate loans can nearly double what the customer pays for the vehicle.

Since my reputation is built on treating customers fairly and honestly, I do not offer these high-interest loans. I recommend that buyers talk to a local bank or even look into some of the available online loans for financing. Lower-interest loans mean fewer payments, smaller payments, or both.

Many salesmen utilize high-pressure tactics to get you into a car with financing from the lot. They will often talk only about monthly payments. I will talk with you about the total cost of acquiring the vehicle and help you save money.

Should I lease or buy?

Would you rather lease your house or buy it? In the vast majority of situations it is more advantageous for the customer to purchase a vehicle rather than lease it. Leasing offers an attractive monthly payment but includes many hidden costs. Often customers who lease vehicles are asked to pay an upfront charge, similar to a down payment, on something they will never own! Also, when the lease terminates, customers are asked to cover the difference between the projected residual value of the car and the actual residual value. Unscrupulous dealers will inflate the projected residual value of a car in order to keep monthly payments low. When the lease terminates, these customers are left owing a large sum of money just to return the leased vehicle! Factor in mileage limits and early termination penalties and leases quickly lose their luster.

I do not offer leasing on my vehicles because it is not to the advantage of my customers. I have built a reputation on acting in the customer's best interest. Since leases do not fit into this category, I do not push them.

What about the maintenance history of the vehicle?

Has the timing belt been replaced? Some cars do in excess of $5,000 worth of engine damage if this rubber belt breaks. Has the oil been changed regularly? Premature wear of vital bearings and close-tolerance components due to dirty oil can lead to expensive repairs.

Does your salesman...
...know which cars are likely to suffer this kind of damage? I do.
...know what an interference engine is? I do.
...know how to be sure the engine oil was changed on a regular basis? I do.

With over 30 years experience as an auto mechanic, I can answer these questions and more. Come in and talk to me about my vehicles and get the satisfaction of talking to a knowledgeable salesman for a change.

Should I buy a new car or a used car?

Most people buy new cars for the piece-of-mind offered by the warranty. If you buy a late-model, low-mileage vehicle, it will still carry a FREE factory warranty! Since the greatest depreciation occurs during the first year, buyers can save thousands by buying a vehicle that is only a year old yet still offers the protection of full factory warranty.

New-car buyers also enjoy the knowledge that their vehicle has never been in an accident. Many repairs made to cars are done with inferior parts that simply do not hold up as well as the originals. Some used-car buyers often look to third parties such as CarFax to check on the crash history of a vehicle they are considering. The fact is, a vehicle can have been in a minor or even major accident, or had paint work done for another reason, yet show up clean on a background check. There are ways to verify that the parts on a vehicle are original and that no paint work has ever been done on the vehicle. Can your salesman offer you this piece-of-mind? I can.

Used cars offer tremendous savings over new cars and can be every bit as reliable. The trick is to know what to look for in a used vehicle. This is where my experience and expertise benefits my customers.

What about sales tax credit?

When you purchase a vehicle and trade-in another, you qualify for a sales tax credit. This sales tax credit reduces the customer's out-of-pocket expenses. Depending on the vehicles involved, you could end up paying no sales tax at all!

There are two ways to calculate this sales tax credit. Sometimes the difference between the methods can amount to hundreds of dollars in additional expense for the buyer. Can your salesman explain this to you, and offer you the alternative that saves you the most money? I can.